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Did you know that about 70% of full-time college students receive financial aid?!

Yup. It is gonna cost. A lot.

But most people do not realize much money there is waiting to be given away for college in this country.

Why not let them give it to you?

There are different sources for finding money to go to college.

#1 Earn and Save You can earn money at jobs during your high school years and at jobs during your college years, and you can save it! (This will also motivate funding source #2, by the way.)

#2 Family You can ask family members to help. (Be good to tutu and who knows!)

#3 Merit-Based Aid You can apply for scholarships that are based on merit. These are usually based on your achievements in leadership, academics, athletics, or because you have something special about you. (And we know you do!) If you have Hawaiian ancestry, for example, hoʻokamahaʻo!

However, these three sources are not necessarily the best of all. For that, you've got to go for #4, Need-Based Aid. This aid comes from the educational institution that wants you to attend and is generally available for ALL FOUR YEARS of college.

#4 Need-Based Aid This is probably the most IMPORTANT source of all. In fact, the less money you and your family have and the better schools you can get into, the CHEAPER it is going to be to go to college. And NEVER assume that your family has too much money to qualify. So what will it cost to go to the best schools in the country?  

In other words: WHAT'S YOUR NUMBER?

Check it out! Find out how much guaranteed non-loan, non-scholarship funding is available for your family and why eligibility for these funds starts in elementary school. Click on the link below and click on MyinTuition (and NOT Net Cost Calculator.)*

You can apply for this need-based financial aid in the form of grants, scholarships, work/study on campus, and loans. We will explain how they figure out your need and how to apply when we talk about the FAFSA.

* Our thanks to Deborah Ching for this great planning information. To contact her directly and learn more, text or e-mail (phone calls from unidentified numbers will not be answered) Ching Consulting at (808) 783-4070 or 

The Bridge: Kaua’i to College, 9/2020

From The Garden Island, 7/8/2018, D3

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